Values
Helping our clients remain confident knowing they have an investment team behind them that is dedicated to:
Fiduciary Responsibility
As a fiduciary we are held to the highest standards of conduct and will always act in our clients’ best interests. Our recommended strategies will take an objective and holistic approach, suitable for each person’s financial situation.
Engaged Partnership
As a financial partner, we will implement agreed-upon financial strategies, perform ongoing reviews, and rebalance investment accounts to help keep our clients’ plans on track. We will meet to evaluate each plan’s progress, discuss each person’s specific needs, and make any strategic adjustments.
Complete Transparency
We provide complete transparency of each client’s investment strategy. We provide regular account updates, and clients may view investment performance, allocations, holdings, trades, dividends, and more through our secured portal.
Professional Execution
Our planning, operations, and investment specialists work in concert with an investment committee and insurance specialists to provide additional professional management resources to our clients.
Team
Helping Create Successful Outcomes Through Market Cycles
Wealth Team
Richard Contelmo, Founder and President
Richard Contelmo is a seasoned financial advisor with a solid foundation in management and finance, holding a Bachelor of Business Administration from Hofstra University. With over four decades of experience in the securities industry, Rich has demonstrated his expertise and commitment to excellence.
Beginning his career with First Investors in 1980, Rich quickly ascended the ranks to become Senior Regional Vice President. Throughout his career, he has held respectable positions such as Managing Director and Director of Sales for various reputable firms. Notably, Rich was honored as Director of the Year in 2017 and 2018 while at Cornerstone.
Driven by a passion for empowering clients with financial knowledge, Rich co-founded Capstone Financial, where he serves as a trusted advisor. His approach emphasizes education, ensuring that clients understand the purpose behind their financial planning and enabling them to make informed decisions.
Outside of his professional career, Rich finds fulfillment in family life, having been happily married for 41 years. Together, they reside in Glen Allen, VA, and cherish time spent with their daughters, sons-in-law’s, and granddaughter. Rich enjoys leisurely activities such as boating, fishing, and golfing, as well as being active in his community and church.
Committed to integrity and excellence in client service, Richard Contelmo and his team at Capstone Financial are dedicated to providing personalized and purpose-driven financial planning solutions. Their mission is to empower clients to achieve their financial goals with confidence and peace of mind.
AnnMarie Contelmo, Office Manager
AnnMarie brings a wealth of experience to Capstone Financial, having earned her BA in Communications from Hofstra University. She’s not only licensed in Life, Annuity, and Health insurance but also boasts a successful stint as Vice President of Sales at an International Flavor + Fragrance company.
After dedicating 17 years to homeschooling her two daughters, AnnMarie dove into the insurance industry, quickly becoming a top performer at Cornerstone. Now, as our Office Manager, she’s the glue that holds everything together, overseeing daily operations and ensuring clients receive top-notch service.
Clients love AnnMarie because she’s not just a professional; she genuinely cares about their needs. Whether it’s going the extra mile or providing a listening ear, she’s always there to help. With AnnMarie at the helm, clients can trust they’re in good hands.
Investment Team
Thomas Rozman, CFA®, CAIA®
Chief Investment Officer
Mr. Rozman is responsible for leading the Investment team for Simplicity Wealth. Prior to Simplicity, Mr. Rozman was President and Chief Investment Officer of Sawtooth Solutions. He also worked in Institutional Sales and Trading at Merrill Lynch. Mr. Rozman is a Chartered Financial Analyst®, Chartered Alternative Investment Analyst®, and is Series 65 registered. He has previously held Series 7 and 24 securities licenses. Mr. Rozman earned an M.B.A. from the University of Chicago Booth School of Business and a B.A from St. Olaf College.
Rosie Riley
Head of Operations
Ms. Riley is responsible for leading the Operations team for Simplicity Wealth. She has spent more than 20 years in the financial services space. Prior to Simplicity, Ms. Riley was the President and CEO of HighImpact Consulting LLC, a consulting firm dedicated to optimizing efficiencies for financial services firms. Ms. Riley earned her B.A. from University of Northwestern, St. Paul, with a degree in Business Administration and Management.